This article discusses the benefits of a credit card designed for everyday spending. The U.S. Bank Altitude Go stands out for its generous rewards on dining and streaming services, catering to modern lifestyles.
You’ll learn how the card works, its standout features, and what makes it a valuable choice for frequent diners and streamers. By the end, you’ll know if it fits your spending habits.
Key Details About the Altitude Go Card
The Altitude Go US Bank card is designed for people who want rewards on everyday spending, especially dining and streaming. It’s popular for its straightforward rewards structure and no annual fee, making it a practical choice for frequent users.
Cardholders earn 4X points on dining, takeout, and restaurant delivery up to $2,000 per quarter. You also get 2X points on groceries, gas stations, EV charging, and streaming services, plus 1X point on all other eligible purchases.
The US Bank Altitude Go rewards program appeals to those who value flexibility in redeeming points. This US Bank Go card is ideal for consumers looking to maximize returns on essential spending categories.
Dining Rewards Overview
Dining rewards are a key feature of this card, giving cardholders generous points on meals and takeout. The reward structure makes it easy to earn while enjoying everyday dining expenses.
Earn 4X Points on Dining
The US Bank Go card benefits include earning 4X points on dining purchases, such as restaurant meals, takeout, and food delivery. This applies to your first $2,000 spent each quarter, making it ideal for frequent diners.
These points can be a valuable way to maximize returns on one of the most common spending categories.
What Counts as Dining Expenses?
Cardholders can earn 4X points on a variety of dining-related purchases. Eligible expenses include more than just traditional restaurant meals:
- Restaurants: Dine-in meals, casual or fine dining.
- Cafes: Coffee shops and bakeries.
- Food delivery: Orders placed through delivery services.
- Takeout: Meals are picked up directly from restaurants.
These categories ensure you can earn on most food-related spending.
How Do Points Add Up and Can Be Redeemed?
Your value of US Bank Altitude Go points depends on how you spend and redeem them. Points accumulate every time you make qualifying purchases, and redemption options are simple:
- Travel: Book flights, hotels, or other travel needs.
- Gift cards: Exchange points for gift cards to popular retailers.
- Cash back: Redeem points as statement credits or direct deposits.
- Merchandise: Use points to shop online for goods.
This flexibility makes it easy to tailor rewards to your needs.
How This Card Stands Out?
Compared to similar rewards cards, the US Bank Go card benefits shine due to its consistent 4X points on dining without an annual fee.
Many cards with similar perks charge a fee or have more restrictive earning categories. This balance of simplicity and value makes it appealing for everyday spending.
Streaming Rewards Overview
Streaming rewards offer a great way to earn points on your favorite services. With added credits and consistent points, it’s a valuable feature for frequent users of digital platforms.
Earn 2X Points on Streaming Services
The card provides 2X points on eligible streaming services, making every subscription payment more rewarding. Platforms like Netflix, Spotify, and Apple TV+, along with many others, qualify.
Cardholders also receive a $15 credit for streaming services after 11 consecutive months of purchases.
Benefits of Streaming Rewards
Earning rewards on streaming subscriptions is a practical way to get value back. Here are the main benefits:
- Applies to major platforms: It includes services like Disney+, HBO Max, Amazon Prime Video, and more.
- Consistent earnings: Accumulate 2X points on regular subscription payments.
- Bonus credit: Get a $15 streaming credit as an added reward for loyalty.
These benefits enhance the value of your everyday entertainment spending.
Maximizing Streaming Rewards
Making the most of streaming rewards is simple. Follow these tips to maximize what you earn:
- Track eligible merchants: Use the card for all services in the supported list, like Hulu, ESPN+, or YouTube Premium.
- Pay consistently: Keep subscriptions active to qualify for the $15 credit after 11 months.
- Combine services: Bundle platforms like Disney+ and Hulu under one account for higher spending and rewards.
Smart planning ensures you take full advantage of this benefit.
Extra Benefits of the Altitude Go Card
This card offers more than rewards on purchases. Its additional benefits include no annual fee, a sign-up bonus, and protections for travel and purchases.
No Annual Fee
One of the key benefits of this card is that there’s no annual fee. This makes it a cost-effective option for those who want rewards without extra expenses. You can focus on earning points without worrying about yearly charges.
Sign-Up Bonus and Reward Options
New cardholders can use a sign-up bonus to meet specific spending requirements. Points earned can be redeemed for travel, merchandise, gift cards, or donations with a matching program.
This flexibility ensures you can use rewards to suit your needs.
Travel and Purchase Protections
The card includes protections for travel, such as coverage for trip cancellations or delays. Purchase protections safeguard eligible items against damage or theft for a limited time.
These features provide extra security when making big purchases or traveling.
Interest Rates and Fees
Understanding the card’s interest rates and fees helps you manage costs effectively. Here’s a breakdown of the most essential details.
APR on Purchases, Balance Transfers, and Cash Advances
This card offers a 0% intro APR for purchases and balance transfers during the first 12 billing cycles. After that, a variable APR of 17.24% to 28.24% applies, depending on your creditworthiness.
Cash advances come with a separate, higher APR, so using them sparingly is essential.
Foreign Transaction Fees
This card does not waive foreign transaction fees, meaning additional charges may apply when using the card internationally.
For frequent travelers, these fees can add up quickly. It’s a detail to consider when comparing cards for global use.
Other Fees
Additional charges include late payment and returned payment fees, which vary based on the amount owed.
These fees can increase your costs if payments are missed or returned. To avoid extra expenses, make payments on time and with sufficient funds.
Bank Information
The U.S. Bank headquarters is at 800 Nicollet Mall, Minneapolis, MN 55402. For assistance, you can contact their customer service team at 1-800-872-2657.
This number is available for questions about your account, transactions, or other services. Always have your card or account details ready when calling for faster service.
Disclaimer: Information provided here is subject to change over time. Visit the official U.S. Bank website to access the most up-to-date details.
Final Thoughts on the U.S. Bank Altitude Go
The U.S. Bank Altitude Go is an excellent choice for earning rewards on everyday spending. With 4X points on dining and streaming, plus flexible redemption options, it’s tailored to modern lifestyles.
It has no annual fee, and additional perks like a streaming credit make it even more appealing. This card works well for those who maximize essential rewards without extra costs.
