BOB Credit Card – See the Advantages and How to Apply for the Easy Card

For many of us, earning rewards from our purchases is one of the many important things we want from a credit card. This gives us a sense of fulfillment as our spending is well-compensated with rewards, discounts, and deals. 

Those who are looking for a rewarding credit card should check out the Bank of Baroda Easy Credit Card. The name itself indicates how easy this card makes it to purchase the items you want.


Discover the advantages of using the card and how to apply for it in this article.

  • Making Your Life Easier
  • Pay Your Bill on Time and Get Rewarded for It
  • No More Fuel Worries
  • Check Out the Documents Required for You to Apply
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Making Your Life Easier

The Bank of Baroda Easy Credit Card offers a hassle-free way of managing your finances and making payments. 

Image Source: Zee Business

The credit card features a wide range of benefits such as low-interest rates, cash-back rewards, discounts, and more. 


With its high-security features, you do not need to worry about any illegal transactions. 

You can even pay bills online through its mobile banking services or set up automatic payments so you will never miss your schedule. 

Earn Rewards in the Easiest Way

The Bank of Baroda Easy Credit Card rewards program is designed to reward customers for regularly using their credit cards, especially when it comes to daily expenses. 


You earn 5 reward points for every Rs 100 you spend on department store purchases or at the movies. 

Sit back, relax, and take the BoB Easy Credit Card with you at all times and enjoy special offers and discounts. Redeem the reward points that you’ve earned for cashback, gift cards, and discounts on selected items from partner stores.

Pay Your Bill on Time and Get Rewarded for It

We all know that paying your bills on time can be challenging. Not only do you need to prepare the money to pay your bills, but you also need to remember to make the payment. 

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With your busy schedule, this can lead to late payments which can lower your creditworthiness. The Bank of Baroda Easy Credit Card encourages you to pay your bills by giving 0.5% of your current bill as cashback in the next statement. 

Who would have thought paying bills on time would let you earn cashback? Only the Bank of Baroda Easy Credit Card offers this easy way to achieve financial success.

Make the Easy Card Free for Life

One of the most amazing benefits you get from using the Bank of Baroda Easy Credit Card is how you can save money by waiving your annual fee. 

All you need to do is to spend Rs 6,000 within 60 days from the day that you have the card, and Rs 35,000 in a year. 

No More Fuel Worries

The Bank of Baroda Easy Credit Card offers a fuel surcharge waiver of up to Rs. 500 per statement cycle. 

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This means that cardholders can use their Easy Credit Card to pay for fuel at any gas station in India. The bank will then waive the surcharge amount from the credit card bill. 

This waiver is applicable for both retail and online purchases made with the card. To avail of this offer, you must spend a minimum of Rs. 400 at any gas station in India. 

Take note that these purchases do not earn reward points.

Be Ready for the Future

Another great benefit you get from having the Bank of Baroda Easy Credit Card is the fact that you get free personal accidental death insurance which helps you and your immediate family in case of untimely death. 

This is a great benefit since we all know that accidental death can become a financial burden to the family that you are leaving behind. 

Check Out the Documents Required for You to Apply

Before you begin applying for the Bank of Baroda Easy Credit Card, you need to prepare certain documents to make your application process go more smoothly and quickly. 

Image Source: Outlook India

First, you need to provide proof of identity which can be in the form of a valid government-issued photo ID such as a passport or a driver’s license. 

You also need to provide proof of residence. Proof of income is also needed such as your salary slips, income tax returns, or bank statements for the past few months. A recent bank statement will be required to verify your financial status. 

Lastly, you need to have a good credit standing before you can apply for a credit card.

How to Apply 

After preparing the necessary documents, the first step is to visit the nearest Bank of Baroda branch or log in to your account at the official website. If you choose to go into a branch, a representative will help you with your application. If you choose to apply online, you must fill out and complete an online application form. 

The form will ask for your personal information such as full name, address, date of birth, mobile number, and other details. Be sure to review both the information you have entered and the bank’s terms and conditions before you submit your online application. 

If you have further inquiries, you can contact them through their phone number at 1800223225. You can also visit their main office at BOB Financial Solutions Limited, 2nd Floor, “Baroda House,” behind Dewan Shopping Center, S V Road, Jogeshwari (W), Mumbai- 400 10.


The Bank of Baroda Easy Credit Card is an excellent card to choose for anyone looking for an easy and convenient way to earn rewards and manage their finances. With its amazing deals, rewards program, and member perks, there is no reason for you not to sign up for the card today.

Note: Consider the risks involved prior to applying for and using a credit card. Please see the bank’s Terms and Conditions page for more information. 

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