A Guide to Applying for Your Deutsche Bank Credit Card

This guide provides the necessary steps to obtain your Deutsche Bank Credit Card. It is tailored for German residents looking to leverage their financial tools. 

Start experiencing the advantages today.

About Deutsche Bank

Deutsche Bank, Germany’s largest bank, operates out of Berlin. 

Founded in 1870, the bank has a broad network, including a significant presence established in India by 1980. 

ADVERTISEMENT

It supports retail, corporate, and institutional clients through its 16 branches in India and employs over 11,000 staff members.

Deutsche Bank Credit Card: Special Features and Advantages

The Deutsche Bank Mastercard Gold excels in facilitating cashless payments worldwide, which is ideal for travelers. 

It includes comprehensive travel insurance that lasts 90 days per trip and covers the cardholder and their family members. 

ADVERTISEMENT

Additionally, bookings made through Deutsche Bank’s travel partner, Professional Travel GmbH, qualify for a 6% rebate.

App-Enabled Control and Security

Enhance your financial security with the “My Card” app, which allows you to monitor transactions and manage spending limits effortlessly. 

The app also provides the functionality to enable or disable the card for specific uses, such as online shopping or international payments, giving you complete control over your financial activities.

ADVERTISEMENT

Purchase Protection

The card offers goods protection insurance that covers loss or damage to purchases within 90 days, subject to a €50.00 deductible

This insurance allows for claims up to €550 per incident and up to €3,100 across all incidents in one insurance year, ensuring peace of mind with your valuable purchases.

Mobile Payments

Integrate your Deutsche Bank Mastercard Gold with the “Deutsche Bank Mobile” app for easy smartphone payments. 

For transactions up to €25.00, the card permits payments without PIN entry, streamlining the process and enhancing user convenience at checkout points.

Additional Rewards and Opportunities

The card includes access to the Priceless Specials bonus program, offering exclusive rewards and benefits. 

Moreover, cardholders have the chance to win one of three Samsung smartphones monthly by registering for free and using the card at least five times in a month, adding an extra layer of excitement to regular purchases.

What You Should Know About the Credit Card

Let’s break it down to focus purely on Deutsche Bank Credit Cards and how they benefit users in Germany, specifically targeting the MasterCard Gold and MasterCard Travel options:

Deutsche Bank Credit Card Benefits

Utilize your Deutsche Bank MasterCard Gold or MasterCard Travel for significant savings on travel-related expenses. Here’s how you can optimize your spending:

  • Booking and Refunds: Book your travel through Deutsche Bank’s online portal or by contacting their travel agency partner, PTG. Enjoy a 6% refund credited directly to your general account. This can result in substantial annual savings.
  • Contact Information: For MasterCard Gold, book travel via www.kartenreiseservice.de or call client services at (069) 910-10000, available from Monday to Saturday, 8 a.m. to 10 p.m. For MasterCard Travel, the contact number is (069) 910-10055 during the same hours.

Card Security Services:

  • Immediate Assistance: In case of a lost card, contact Deutsche Bank immediately. They provide 24/7 support to block your card, ensuring you are not liable for any subsequent loss or theft.
  • Online Security: The 3D Secure feature, known as Mastercard Identity Check, adds an extra layer of security. It verifies two independent security features to ensure you authorize online payments exclusively.

Proactive Fraud Protection:

  • SMS Alerts: Receive instant alerts for any suspicious transactions on your card. This service enhances protection against unauthorized use by linking alerts directly to the mobile phone number you register with Deutsche Bank.

Getting the Deutsche Bank Mastercard Gold Credit Card

To secure the Deutsche Bank Mastercard Gold credit card in Germany, start by completing the application online. 

After filling it out, print and sign the document. 

The next step is to verify your identity, which can be done at any post office or through VideoIdent. Keep it simple and direct; that’s all there is to it.

How to Apply for a Credit Card?

Here’s how to apply for a Deutsche Bank Credit Card in Germany:

First, select a Deutsche Bank Credit Card that aligns with your spending habits. Deutsche Bank offers various cards tailored for shopping, lifestyle, entertainment, business, travel, and more. Pick one that maximizes benefits for your specific needs.

Application Methods:

  • Online Application: Visit Deutsche Bank’s official website in Germany. Fill in your details, such as name, income, and employment. Upload the necessary documents through the portal. Once you submit your application, the bank will process it. You can track the status of your application both online and offline.
  • Offline Application: Visit a Deutsche Bank branch in Germany. Complete the application form and submit it along with your documents. Typically, the bank takes about 15 days to process and respond to your application.

Choose your method and follow the steps to apply for your Deutsche Bank Credit Card in Germany.

Costs and Fees for Deutsche Bank Credit Card

Deutsche Bank charges an annual fee of €82.00 for the Mastercard Gold. However, this fee is waived if you hold an existing account with Deutsche Bank. For an additional card, whether for a family member or a second card for yourself, the annual cost is €46.00.

When withdrawing cash, there’s a fee of 2.5% per transaction, with a minimum charge of €5.75. For transactions in foreign currencies, the fee increases to 1.75% of the transaction, with a minimum of €1.59. 

Additionally, any foreign transaction costs 1.75%, with at least €1.50 charged per transaction. Your monthly statement will reflect these charges, but it’s worth noting that Deutsche Bank does not apply interest charges to either credit or debit balances on this card.

Deutsche Bank Credit Card Status Enquiry

For individuals in Germany without internet access or unfamiliar with online services, Deutsche Bank’s customer care can provide assistance for credit card status inquiries. 

Customer service can be contacted at the toll-free number 18602666601. This service is operational 24/7 and provides quick responses to all credit card-related queries.

How to Check Deutsche Bank Credit Card Application Status Offline

To check the status of your Deutsche Bank credit card application offline in Germany, simply visit your nearest Deutsche Bank branch or contact the credit card customer care, which is available 24/7. 

Have your e-reference number, application form number, and date of birth ready. Bank executives will assist you in tracking your application status right away.

How to Register for Deutsche Bank’s Credit Card Net Banking?

Visit their official website to register for Deutsche Bank’s Credit Card Net Banking in Germany. 

Registration is free. After obtaining your User ID and password, you can check your credit card balance anytime, directly online—this service is available 24/7. 

This method eliminates the need to wait for monthly bills and statements via mail. Use net banking to monitor your monthly credit card spending effectively.

How to Make Credit Card Bill Payments?

Here’s how to handle Deutsche Bank credit card payments in Germany:

  • Online Payments: Access Deutsche Bank’s net banking portal. Navigate to the credit card section and select the “Credit Card Payment Option.” Use your savings account to clear your bill.
  • Autopay: Busy schedule? Set up autopay. This automatically deducts your credit card spending from your account, ensuring you never miss a payment due to a busy calendar.
  • ATM Funds Transfer: Use any Deutsche Bank ATM across Germany to pay your credit card bills. Transfer the due amount from your savings or current account to your credit card account using the ATM services available 24/7.

Bank Address and Contact Details

For inquiries or assistance with Deutsche Bank Credit Cards, direct your correspondence to Deutsche Bank AG, Taunusanlage 12, 60325 FRANKFURT AM MAIN, Germany. 

Use postal code 60262 to send letters and postcards. To speak with a representative, call +49 69 910-00

This contact information ensures you have direct access to support for your credit card needs in Germany.

Conclusion

The Deutsche Bank Credit Card offers substantial benefits. With an annual fee of €82.00, it provides international travel insurance for all family members and goods insurance, delivering value that matches the fee. 

With the Deutsche Bank Mastercard Gold, you can consolidate multiple contracts into one. Consider applying today to simplify your financial services.

Be aware of the risks involved in using credit cards. For detailed terms and conditions, consult the bank’s official page.

No posts to display