The United Explorer Card offers perks that make travel easier and more rewarding. This article explains its benefits, such as earning miles and access to exclusive features.
Learn how it saves you time and money on every trip. Whether you travel often or occasionally, this guide covers everything.
Quick Overview of Chase and United Explorer Card
The United Explorer Card by Chase is for frequent travelers seeking convenience. After meeting spending requirements, you can earn 60,000 bonus miles.
Use miles for flights, upgrades, and rewards. Enjoy free checked bags and travel perks.
Earn 7x miles on United purchases and 2x on travel and daily spending. The card simplifies and enhances travel experiences.
Core Benefits
The Chase Explorer Visa offers travel perks such as free checked bags, priority boarding, and lounge access, which make traveling smoother and more convenient.
Free Checked Bags
The United Airlines Explorer Credit Card includes a free first-checked bag for the cardholder and a companion. This perk applies to United flights when the card buys a ticket.
Up to $140 can be saved for a round trip for two. The benefit is automatic when the reservation is made under the cardholder’s name.
No extra steps are required during check-in. It’s a simple way to save and travel lighter.
Priority Boarding
Priority boarding allows you to board early and settle in without rushing. The Chase Explorer Visa gives this benefit to cardholders and their companions.
It applies to tickets purchased with the card. Early boarding ensures overhead bin space for carry-ons.
This is especially helpful during busy travel times. It’s part of the Chase Explore program to improve your travel experience.
Two United Club One-Time Passes Annually
Cardholders get two United Club one-time passes every year for lounge access. Lounges offer snacks, drinks, and comfortable seating.
Additional amenities include Wi-Fi and workspaces. Passes are sent to your account and are easy to use.
Show your United Airlines Explorer Credit Card benefits or the digital pass for entry. It’s a great way to relax before your flight.
Earning and Redeeming Miles
The Chase Mileage Explorer program helps you earn and use miles for travel rewards. You can collect miles on everyday spending and redeem them for flights, upgrades, and more.
Earning Miles
Cardholders earn 7x miles on United purchases such as flights and in-flight services. Spend on dining and travel earns 2x miles, including hotel stays and transit.
All other purchases earn 1x miles, keeping everyday spending rewarding. Miles accumulate automatically on your United Airlines Card Miles account.
The card ensures steady mileage growth with every transaction, making saving up for travel rewards easy.
Redeeming Miles
Redeem miles for United flights, including award tickets for domestic and international routes. You can also use miles to upgrade to premium cabins on United flights.
You can also book flights with partner airlines. Miles allows you to use your miles to cover other travel costs, such as in-flight Wi-Fi and beverages.
Flexible redemption options make Chase Mileage Explorer ideal for travelers. It simplifies travel planning and saves money on trips.
Additional Travel Perks
This card offers valuable extras to enhance your travel experience. Benefits include credits for security programs and discounts on hotel and rental services.
Global Entry or TSA PreCheck Fee Credit
Get reimbursed for the Global Entry or TSA PreCheck fee when paying with the card. The benefit covers up to $100 for your application fee.
Apply through the official program websites for either service. Use your card to pay; the credit will reflect on your statement.
This feature simplifies airport security and immigration clearance. It’s a valuable perk for frequent travelers.
Partner Benefits: Hotel and Rental Car Upgrades
The card provides discounts and upgrades with travel partners. These benefits include:
- Complimentary room upgrades at select partner hotels.
- Discounts on rental car rates with major car companies.
- Access to premium services like faster check-in at specific locations.
- Exclusive offers for loyalty program members with travel brands.
- Special deals for vacation packages with participating partners.
These perks add convenience and value to your travel planning. Use your United Explorer Card inflight or on trips to maximize these benefits.
How to Apply?
Applying for the United Explorer Card is a simple process that you can complete online or in person. Follow these steps to ensure a smooth application:
- Visit the Chase website or go to a Chase branch to start the application.
- Fill out the application form, providing accurate personal and financial information.
- Check your credit score to confirm it meets the recommended approval range.
- Review your details carefully before submitting to avoid delays.
- Submit the application online or at the branch for processing.
- Wait for the application status update, which is often available online within a few minutes.
Interest Rates and Fees
Understanding the United Explorer Card interest rate and fees is essential for managing costs. This section explains the APRs and potential charges you may encounter.
Annual Percentage Rates (APRs) for Purchases and Balance Transfers
The APR for purchases and balance transfers ranges from 21.24% to 28.24%. It is a variable rate that can change based on market conditions.
This rate applies after the promotional period or if you carry a balance. Balance transfers may also include an upfront fee based on the amount transferred.
Always check the card agreement for specific terms. Managing your balance and payments can help avoid unnecessary interest charges.
Explanation of Other Potential Fees
The card has a $0 intro annual fee for the first year, then $95 annually. A late fee, typically up to $40, applies if payments are missed.
Foreign transaction fees are waived for international purchases, which benefits travelers. Cash advances have a higher APR and additional costs, so they should be used cautiously.
Returned payments may also incur penalties, depending on the card issuer. Reviewing these terms ensures you are aware of all possible charges.
Tips for Fast Approval
Getting approved quickly for the United Explorer Card requires preparation and meeting basic eligibility. Follow these tips to improve your chances:
- Check your credit score and ensure it meets the recommended range (good to excellent).
- Verify your personal information, including income and employment details, before applying.
- Avoid applying for multiple credit cards quickly to maintain your credit score.
- Pay off outstanding balances to reduce your debt-to-income ratio.
- Submit accurate information on your application to avoid processing delays.
- Use pre-approval tools on Chase’s website to check your eligibility before applying.
Customer Support and Contact Information
Chase Bank offers reliable support if you need assistance with your United Explorer Card. The contact information for helping to address your concerns is below.
Chase Bank’s Telephone Number and Address
For inquiries, call Chase Bank at 1-800-935-9935. The main office is 383 Madison Avenue, New York, NY 10017.
They assist with account setup, payments, and lost or stolen cards. For urgent issues, customer service is available 24/7.
Visit the Chase website for FAQs or to manage your account. Mail documents securely using the New York address.
Bottom Line: Your Guide to United Explorer Card Perks
The United Explorer Card offers rewards. Benefits like free checked bags and an overview of the official card agreement mileage earnings simplify every journey.
Manage costs by understanding interest rates and fees upfront. This card is a practical choice for those looking to make travel easier and more rewarding.
Disclaimer: All rates, fees, and terms mentioned are subject to change without notice. For the most accurate and updated information, review the official card agreement.
