Walmart is one of the largest global retail store chains in the world. Along with their “everything under one roof” policy, Walmart is also known to offer special privileges and discounts to its customers.
However, what truly sets Walmart apart is the Walmart Capital One Credit Card – a customer-centric credit card from Capital One, designed especially for Walmart customers. The card comes loaded with benefits and offers several unique features to its users.
Here, we discuss in detail the features of the card, associated fees, eligibility criteria, and more. In this article, we also show you how you can apply for the card and benefit from it.
Features of the Card
With the Walmart Capital One card, you get 5% cashback on purchases made on Walmart.com and the Walmart app for grocery pickup and delivery.
As a part of their introductory offer, you can earn unlimited 5% back in Walmart stores for the first 1 year after approval, when you use your Capital One Walmart Rewards Card with Walmart Pay.
Further cashback rewards include unlimited 2% back at restaurants and on travel, and at any Walmart store and Walmart and Murphy USA Fuel Stations. With the card also comes with unlimited 1% back everywhere else where Mastercard is accepted.
Walmart Capital One Credit Card gives you the freedom to redeem your rewards the way you would like. Also, your reward points don’t expire as long as the account exists.
If you goal is financial success, you can use your rewards as a statement credit towards your account balance or towards any recent purchase you made with your Capital One Walmart Rewards Card.
Alternatively, you can redeem the reward points for gift cards from Walmart or other retailers, or for travel purchases made using your Capital One Walmart Rewards Card.
Capital One Mobile App
One of the best things about the Walmart Capital One Credit Card is that it can be operated and easily managed through the Capital One mobile app, where many of Capital One’s credit card offerings are managed.
You can pay your bills, track your transactions, view balance, and manage savings anytime and anywhere, using this app.
The Capital One Mobile App comes handy in carrying out digital transactions and managing your digital money on the go.
The Walmart Capital One Credit Card comes loaded with multi-layered security features. You get prompt security alerts via text, email, and phone if any suspicious activity is seen in your Capital One account.
Further, you can lock your card instantly through the Card Lock feature in case your card is lost or stolen. In fact, the card comes with $0 liability for lost and stolen cases.
All in all, when using the Walmart Capital One Credit Card, the security of your account and transactions is the last thing that you have to worry about!
How to Apply?
Applying for the Walmart Capital One Credit Card is easy and simple. You can apply for the card online by visiting the official website.
After reviewing all the details and features of the card, click on the Apply Now button to start your application. You will need to create an account for the card by entering your email id and setting a password for your account.
From there, you will be asked for a few more details about your background and financial status, including income information.
Fee and Interest Rate
The Walmart Capital One Credit card has no annual fee, making it an even better choice for people looking to save money. Other charges associated with the card are shared below.
- APR – 17.99% or 28.99% based on creditworthiness and market Prime Rate
- Balance transfer APR – 17.99% or 28.99% based on creditworthiness and market Prime Rate
- Cash advance APR – 28.99%
- Transfer fee – 3% of each transferred balance
- Cash advance fee – $3 or 3% of the cash advance amount, whichever is greater.
- Late payment fee – up to $39
The eligibility criteria are simple and inclusive. You need to be at least 18 years of age and have a local US mailing address.
The approval of your credit card application depends upon your financial history and credit score as well. However, getting the card approved is easy, and if all goes well, your credit card application will be approved instantaneously.
To get in touch with the bank, Capital One is headquartered at 1680 Capital One Drive, McLean, VA.
They can be contacted by telephone at 1-800-227-4825.
If you are a regular Walmart customer or a frequent buyer, or even if you travel and dine out regularly, the Walmart Capital One Credit Card is a great solution for you.
You can apply for the Walmart Capital One Credit Card today, and start reaping its benefits!
Disclaimer: There are risks involved when using credit card products. Always be sure to read the bank’s terms and conditions page for more information.