The Swisscard Cashback American Express Credit Card is one of the most popular choices for those looking to maximize their rewards on everyday purchases. The card offers a wide range of benefits, including cashback on purchases, no annual fee, and different digital payment methods.
If you want to learn more about the Swisscard Cashback American Express Credit Card, you can check out the article below to explore the benefits, features, and many other details. You can also learn how to apply for the card below.
Key Features of the Swisscard Cashback American Express Credit Card
The Swisscard Cashback American Express Credit Card has a wide range of features you will love.
Here are some of them that you might be interested in. Check them out below.
Cashback Rewards
The Swisscard Cashback American Express Credit Card allows you to earn 1% cash back on all purchases made with the American Express card.
This is a very simple but very generous reward program that makes it easy to collect cashback on your day-to-day spending. You can earn the cashback rewards and use them to pay for your bills or simply put them as a statement credit.
The choice is yours with the reward you get for using the Swisscard Cashback American Express Credit Card.
Welcome Bonus
New Swisscard Cashback American Express Credit Cardholders are in for a treat. You can enjoy up to 5% cashback on purchases made within the first three months of the card.
Make sure that you purchase and use the card in partner merchants and establishments up to a maximum of CHF 100.
This is a great incentive for those who want to start using the card immediately and earn bonus rewards.
Zero Annual Fee
For those who are worried about extra charges, the Swisscard Cashback American Express Credit Card does not have an annual fee.
This is one of the standout features of the Swisscard Cashback American Express Credit Card. It makes it the most attractive option, especially for those who want to earn rewards without having to deal with the extra cost of annual fees.
You may have to pay a foreign transaction fee of 2.5% for purchases made abroad. The official website does not mention any interest rate.
Digital Payment Methods
The Swisscard Cashback American Express Credit Card also supports different digital payment methods that include Google Pay, Apple Pay, Samsung Pay, and SwatchPAY.
All you need to do is to link the card with your app and all of these digital payment platforms. You can use these platforms to pay for your transactions instead of directly using the card.
These options make it more convenient and secure for cardholders who prefer to transact using contactless payments.
Download the Swisscard App
Speaking of digital payment methods, you can also download the Swiss card app and link it to your credit card. It is available on both Android and iOS devices through the Google Play Store and the Apple App Store.
The app offers a wide range of features and information about your card payments amongst many other online services.
Maximizing Your Rewards with the Swisscard Cashback American Express Credit Card
The Swisscard Cashback American Express Credit Card is known for its amazing rewards so every cardholder should know how to maximize it.
Using a credit card means you gain access to tremendous amounts of rewards but the problem now is how you can optimize earning rewards without breaking your account.
Use the Card for Major Purchases
Take full advantage of the cashback rewards and use the Swisscard Cashback American Express Credit Card on major purchases and your everyday spending.
Use the card during your grocery run or when you want to buy that new appliance for your home. This should help you rack up the rewards much quicker than any other method.
Take Advantage of the Welcome Bonus
The welcome bonus is way easier to achieve than you might think. For the first three months of using the card, you get a 5% cashback welcome bonus. Use the card immediately and maximize the cashback earnings during this period.
Make good use of the cashback rewards that you have accumulated at this time to either pay for future bills or save up for a great reward.
Monitor Your Spending
It is always best that you try to monitor what you’re spending with the Swisscard Cashback American Express Credit Card. The Swisscard app offers a lot of details on all of your transactions.
This way, you get to monitor and see which transactions and purchases have earned you the most cashback rewards so you can manage your finances well.
A bonus in using the app is you get to stay on top of your finances and ensure that you are maximizing your rewards.
Applying for the Swisscard Cashback American Express Credit Card
The first step in applying for the Swisscard Cashback American Express Credit Card is to know if you are eligible for the card.
You must be 18 years old and above and must have a decent income. All applicants are required to have a good credit score to apply for the card.
Several documents will be required from you before you can proceed to apply for the card.
Applying Online
Once you’re ready, you can now apply online through the official website or you can download the app and apply for the card there.
It will involve several steps, during which you will enter your information, upload documents, and review the details and terms and conditions.
They will also require you to answer a video call after submitting your application to prove your identity.
Contact Details
If you need further assistance, you can contact them at the number found on the back of your card.
You can also contact them through the Swisscard app or visit their main office in Horgen, Zurich, Switzerland.
Conclusion
The Swisscard Cashback American Express Credit Card offers a range of features that lets you earn rewards from purchases. With its generous cashback system amongst many other surprise perks, you can bet that this credit card is what you have been looking for. Maximize your rewards and enjoy the convenience of using a credit card like the Swisscard Cashback American Express Credit Card by applying for the card today!
Note: There are risks involved when applying for and using credit. Consult the bank’s terms and conditions page for more information.
