Cashback rewards credit cards offer various benefits that let you enjoy a simple and affordable lifestyle. You get rewards for your daily purchases and transactions while enjoying many other bonuses and redemption rewards.
Having a cash back rewards credit card like the Swisscard Cashback Mastercard Visa is a great addition to your list of credit cards. You must know something about using a cashback credit card like the Swisscard Cashback Mastercard. This way, you can take full advantage of its benefits and optimize how it works as a credit card.
Learn more about the Swisscard Cashback Mastercard with the article below. You also get to learn how to apply for a credit card and more information.
Benefits of the Swisscard Cashback Mastercard
The Swisscard Cashback Mastercard is one of the few cashback credit cards in the world that offers many benefits.
It includes digital services, insurance, installment plans, and so much more.
If you want to learn more, check out what’s waiting for you when you apply for the Swisscard Cashback Mastercard down below.
Earn Cashback Every Time You Use the Card
With the Swisscard Cashback Mastercard, you can earn cash back anywhere you use the card at any time. Cardholders are entitled to receive at least 0.25% cash back for every transaction they make within the month.
It is then credited to your account after each month and you can use it to redeem even more rewards. You can use the credit card as your loyalty card when you’re shopping at partner establishments and merchants so you can earn more rewards.
Take note that the card is widely accepted in Switzerland and all over Europe which makes it the best travel buddy overseas.
Return and Purchase Protection
When you have the Swisscard Cashback Mastercard, you have insurance coverage for returns and purchases. This means that you can always return any product that you’ve purchased using the card at no additional cost.
Should you purchase an item with the card and it ends up getting lost or stolen, you can report the transaction so it won’t be taken against your credit.
If the goods are not delivered or if it is missing, you can still report it as all of your transactions are protected by such insurance.
Installment Policy
Many people often have trouble paying for their credit card bills at the end of the month. Swisscard knows this can be a struggle for many, especially those who are still new to owning a credit card.
This is why they offer an installment plan that is both simple and flexible. You can decide how much you want to pay for your monthly credit card bill as long as it is above 50 CHF or 2.5% of the total amount of your bill as your minimum payment.
You can find more information about this in your terms and conditions when you apply for the card.
Annual Fees, Interest Rates, and Other Charges
The Swisscard Cashback Mastercard does not charge you for its annual fee. This means you will never have to pay a yearly membership fee to own the card.
This also applies to any additional card you get under the main account. The official website does not state interest rates, as they will depend on your creditworthiness during the application.
Before continuing with the application, it is best to check your credit card terms and conditions for the interest rate.
Keeping You Safe While You Travel
The Swisscard Cashback Mastercard also lets you choose the type of travel insurance you need. This provides comprehensive coverage for the entire family on vacation trips.
You get the most out of the value you’re paying for the travel insurance so you can enjoy and relax on your next trip.
The card easily lets you pay the monthly charge from your card, so you don’t have to worry about applying for and processing insurance coverage every time you want to go on a vacation.
Contact Details
If you wish to contact Swisscard for inquiries about the card or you need assistance with the application process, you can call their customer service hotline at the back of your card.
For card loss, you can conveniently download the Swisscard app and contact them using the app or dial the numbers – +41 44 659 69 03.
You can also find their main office located in Horgen, Zurich, Switzerland.
Applying for the Swisscard Cashback Mastercard Online
If you’re interested in the Swisscard Cashback Mastercard, you can apply for it through the official website.
Completing the online application process only takes a few minutes and a couple of steps, so be sure that you are prepared to finish it in one go.
Check out the entire application process for the card down below.
Online Application
From the website, click on Swisscard Cashback Mastercard to apply. Fill out the online application form with your name, email address, and mobile number.
Provide all the required details for the card such as your employment history, annual income, and many other information. Type in the name that will be printed on the card then click on Continue to proceed with the application.
Fill in the rest of the required information and make sure that you review everything before you submit the online application form.
Submitting Your Documents
After you submit your online application form, have your required documents ready. Take photos of the front and back of those documents, including any required government-issued IDs, and then upload them to the site.
Submit these documents and wait for them to review and verify these documents. It will take a few minutes before you proceed with the application.
Video Call for Verification
The next step is to answer the video call coming from one of their representatives. Answer the video call to confirm that you are indeed the applicant. This will only take a few minutes to properly verify you as the applicant.
They might ask a few questions here and there, so be prepared to answer. After that, say your goodbyes and hit Continue to proceed with the next step.
Sign the card application electronically and you should receive a confirmation email that you are done with the application. All you need to do now is to wait for their call for the approval of the card.
Conclusion
Having a reliable cash back rewards credit card like the Swisscard Cashback Mastercard is truly a game-changer for credit card owners. This fantastic credit card stands out for its ability to provide benefits and perks to its cardholders. Make sure that you follow the application process so you can have your own Swisscard Cashback Mastercard.
Note: There are risks involved when applying for and using credit. Consult the bank’s terms and conditions page for more information.
