Make all of your Best Buy purchases worth it when you sign up for the Best Buy Credit Card.
With rewards that offer exclusive bonuses and discounts, the card is designed to help you save money while shopping. You even get an option to have flexible financing options.
There’s more to discover with the card so check out the guide below to learn more and find out how to apply and get 5% cashback rewards.
- Find Exclusive Deals and Benefits with the Best Buy Credit Card
- Maximize Your Cashback Rewards and Special Benefits
- Big Savings with Sign-Up Bonus
- Becoming a Best Buy Credit Card Holder
Find Exclusive Deals and Benefits with the Best Buy Credit Card
If you regularly shop at Best Buy, you will find a great benefit to using this card when shopping with the retailer. With the card, you get to earn outstanding rewards, flexible financing options, and limited-time bonus rewards.
The best part about using the Best Buy Credit Card is that it is accepted in all Best Buy stores nationwide and at thousands of retail stores worldwide.
Endless Possibilities with Flexible Financing
One of the best perks when using the Best Buy Credit Card is its flexible financing offer, commonly known as deferred interest financing.
This is a promotional financing option for customers that allow them to purchase different items and pay for them over time without having to incur any interest fees. This promotion applies to many selected products found within the store.
If the customer pays in full within the agreed months, they won’t receive any interest charges. However, if the balance is not paid in full before the end of the promotional period, they will incur interest charges from the date of purchase.
Maximize Your Cashback Rewards and Special Benefits
The Best Buy Credit Card offers tons of cashback rewards and special benefits to the loyal customers who use the card on every purchase at the store.
Cardholders get 5% cash back in rewards alongside 3% cash back on gas purchases. Cardholders also enjoy 2% cash back on grocery purchases and 1% on any other purchases when they use the card in retail stores where Visa is accepted.
Cardholders pay no annual fee which is a great incentive for those whose focus is on saving money. The card even has a zero penalty fee.
Best Buy Credit Card Charges
The Best Buy Credit Card offers zero introductory rates and has a regular APR of 29.24%.
There is also a balance transfer fee of either 15% or 5% of the total amount of each transfer, whichever is higher. You can also get a cash advance at either $10 or 5% of the amount of each cash advance whichever is greater.
One of the best things about using the Best Buy Credit Card is that it does not have any foreign transaction fees. This means you can use it anywhere in the world to help pay for hotel stays, transportation, or whatever your travels entail.
Big Savings with Sign-Up Bonus
The very first thing that you will notice when you sign up for the Best Buy Credit Card is the sign-up bonus.
When you apply and get approved, you’ll get 10% cash back on the first day of your purchases using the card. You also get welcome offers and discounts when you use the card on your shopping spree.
There are even bonus rewards and more so be sure to optimize the use of the card. If you use the card to spend $2,000, you’ll have 10,000 points which are equivalent to $200 worth of Best Buy reward certificates.
Credit Limits and Credit Scores
The Best Buy Credit Card offers a wide variety of credit limits to its customers. Unlike many other credit cards, Best Buy offers credit limits depending on your credit score.
It is best that you always have a good credit score when you apply for the card to have a good credit limit. The Best Buy Credit Card can also be used to increase your credit score as long as you continue to pay your bills on time.
Because the Best Buy credit card requires that you have a good credit score, it is not a good option for people looking to build their credit.
Becoming a Best Buy Credit Card Holder
Before you apply for the Best Buy Credit Card, make sure that you follow the requirements set by the company so you get approved faster.
You must be at least 18 years old in the US, or 21 years old if you’re in Puerto Rico, when you apply for the card.
You also must have a valid Social Security number or a driver’s license with a government-issued photo ID attached.
And finally, you must have a good credit score and documents to prove it. Once you pass through these eligibility criteria, you can then apply for the card.
Steps on How to Apply
When you’re ready to apply, head over to the official site and register for a Best Buy account first. Then navigate to the application page and fill out all the information needed. You will also need to choose the credit card that you want to apply for.
It will then ask you to agree with the fees and interest rates associated with the card. Make sure that you review the terms and conditions as well as all the information that you have entered before submitting.
In seven to 14 business days, you’ll receive an update on the status of your application.
Best Buy Credit Card is an ideal credit card for those who are loyal customers of Best Buy. Maximize the benefits and special features by signing up today! For people looking to buy electronics at fair prices, you can also consider a Costco Credit Card.
For even more information, you can contact Best Buy by telephone at 1 888 574 1301. You may also send them a post at 6716 Grade Lane, Building 9, suite 910, Louisville, KY, 40213.
Note: Applying for and using credit products comes with risks. Read through the bank’s Terms and Conditions page to make an informed decision about whether these products are right for you.