If you are a frequent Hyatt hotel and resort customer seeking elite status with Hyatt, the World of Hyatt Credit Card is a must-have. It offers excellent point values and earning rates as a hotel rewards card.
New cardholders start with automatic Discoverist status. Based on your spending, you move up to higher levels. One of the benefits is that you get one free hotel night each year.
For your convenience, we’ve looked at the benefits of the World of Hyatt credit card and how to apply, summarized what we’ve found, and are sharing it with you in this article.
- What Are the Features of the World of Hyatt Credit Card?
- Who Can Apply for the World of Hyatt Credit Card?
- How to Apply for the World of Hyatt Credit Card
- World of Hyatt Credit Card Fees and Interest Rates
- Bank Address and Contact Information
What Are the Features of the World of Hyatt Credit Card?
The World of Hyatt Credit Card is only available to those yet to apply and who have not received a new card member bonus for the same card within the last two (2) years.
This credit card has great features and benefits, including bonus and reward points and free night credits.
Bonus and Rewards Points
Bonus Points, Free Night Awards, or other World of Hyatt Program benefits can only be received and used by World of Hyatt members. If you are already a card member, you can earn up to 25,000 bonus points annually for every successful referral.
Three months after you have opened your account, you need to incur a $3,000 total purchase to qualify for the 30,000 bonus points. Once qualified, the bonus points will be posted to your World of Hyatt account in 1-2 months.
For every dollar spent on Hyatt hotels, resorts, and participating restaurants and locations, you earn 4 bonus points. The same number of points will also be given for each $1 spent on FIND experiences.
If you dine in a non-Hyatt restaurant, you can get 2 bonus points for each dollar spent. Furthermore, 2 points will also be rewarded for each dollar when you subscribe to fitness clubs and gym memberships.
Also, for each dollar spent, travelers can also get 2 bonus points when booking tickets directly from airlines and commuting and traveling with local transit. For all other purchases, Yyou earn 1 bonus point per dollar spent.
Free Night Per Year
After every year, you receive one free night, which can save you money. If you’ve spent $15 000 during the year, you could earn an extra free night.
You also automatically receive World of Hyatt Elite status, earning 5 qualifying night credits yearly. In addition, two-night credits are earned every time you spend $5,000 on your card.
Travel Coverage
For baggage delays for more than 6 hours by passenger carrier, World of Hyatt Credit Cardmembers will be reimbursed for up to $100 each day for 5 days for essential purchases like clothing and toiletries.
There is a maximum of $3,000 per passenger (can be you or an immediate family member) coverage for every damaged or lost check-in or carry-on luggage.
Moreover, cardholders can reimburse up to $5,000 per person and $10,000 per trip for prepaid or non-refundable expenses like tours, accommodation, and transportation fares, in case of trip cancellation or interruption.
Purchase Protection
Your new purchases for 120 days are also covered against theft or damage. You can get up to $500 per claim and $50,000 per account.
Auto Rental Collision Damage Waiver
Cardholders can charge their World of Hyatt Credit Card the entire auto rental cost. Most cars in the US and abroad are covered for theft and collision damage.
Visa Concierge
You will also have access to a free 24/7 Concierge Service to help you make dinner reservations, get tickets to top sports and entertainment events, and send the best gifts.
Who Can Apply for the World of Hyatt Credit Card?
To apply for the World of Hyatt Credit Card, you should be at least 18 years old and have a credit score of at least 700. The higher your score, the better.
You must be employed or self-employed and prove you have a steady income that will enable you to make your monthly repayments.
How to Apply for the World of Hyatt Credit Card
You can apply online for your World of Hyatt credit card. Required personal information includes your full name, home address, mother’s maiden name, email address, contact numbers, and SSN/TIN. You will also need to provide financial information including your gross income and the source of revenue.
You will also have to fill in your World of Hyatt membership number. If you don’t have a member account, a World of Hyatt membership account will be assigned to you automatically.
If you’re approved, the entire process will be completed paperless. How to proceed will be explained in a text message to your mobile phone.
World of Hyatt Credit Card Fees and Interest Rates
Here are the fees and interest rates associated with the World of Hyatt Credit Card.
- There is a $95 annual membership fee.
- Based on creditworthiness, the Purchase, Loan, and Balance Transfer APR is 20.24% to 27.24%.
- The Cash Advance APR is at 29.24%.
- The Penalty APR is up to 29.99% if you fail to make a minimum payment by the due date or make a payment to them that is returned unpaid.
- My Chase Plan Fee is 1.72% of each eligible purchase.
- The Balance Transfer Fee per transaction is $5 or 5%, whichever is greater.
- The Cash Advance Fee per transaction is $10 or 5%, whichever is greater.
- You do not have to pay for any foreign transactions.
- Late Payment and Return Payment Penalty Fee is up to $40.
Bank Address and Contact Information
The World of Hyatt credit card is issued and managed by Chase. The Chase Head Office is at 270 Park Avenue, New York, NY. Its telephone number is +1 212-464-1909.
Conclusion
The World of Hyatt credit card is one of the best hotel cards on the market. If you are a frequent Hyatt customer, consider applying for this card.
Disclaimer: There are risks involved when applying for and using credit products. Ensure you consult the World Of Hyatt Credit Card’s terms and conditions before agreeing on anything.
